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Blocked account for studies and language courses in Germany

A blocked account can prove that you can finance your living expenses during your stay. What do you have to deposit, what costs are added and how do you get the confirmation for your visa?

The required amount depends on the purpose of the stay. To the amount example

What is a blocked account?

You pay a certain amount into an account before applying for a visa. The provider issues a confirmation of the deposited balance and the monthly available amount. After your arrival, you can use the money step by step according to the agreed rules. It remains your own money.

Account opening and deposit are done directly with a provider of your choice. The BBL language school does not maintain a blocked account and does not accept the blocked sum.

International student checks documents for opening a blocked account on a laptop

Check documents and proof of financing early before the visa appointment.

How much money do you need in 2026?

For studies, the federal portal states 992 € per month. A study-preparatory language course can belong to the study stay. The exact classification of your visa determines the required sum.

Example: Study stay

Monthly

For 12 months

Blocked balance for living expenses

992 €

11.904 €

As of 2026. For other purposes of stay or a shorter duration, a different amount may apply. The checklist of your diplomatic mission is decisive.Information from the Federal Foreign Office.

Which fees are added?

The blocked sum is your balance, not a fee. As an example for a pure blocked account, we show the published conditions of Fintiba Basic.Fintiba Basic: Fees at a glance

Item

Amount

Note

One-time account opening

159 €

Fee for setting up the blocked account

Monthly account management

9,90 €

For a twelve-month account term: 118.80 €

Transfer and currency conversion

Depending on the payment method

Check the final amount and possible fees before depositing.

Example for twelve months of study: 11,904 € blocked balance plus 159 € opening fee and 9.90 € monthly account management. Further costs may depend on the payment method.

Price status: 25.09.2026. According to Fintiba, the monthly fee applies from the receipt of money as long as the account remains open. Check current conditions directly with Fintiba.

How to open a blocked account

01

Check requirements

Read the checklist of your diplomatic mission: purpose of stay, duration, amount, and form of confirmation.

02

Choose a provider

Compare fees, transfer methods, monthly payout, and conditions for closure

03

Open account

Follow the provider's instructions. Check account details and total amount before depositing.

04

Receive confirmation

After receipt of money, the provider will issue the proof for your visa application.

How does BBL Language School support you?

Plan language course

We discuss which German course fits your goal and start in Essen.

Organize steps

We help you keep an overview of the course start, visa appointment, and proof of financing in terms of time.

Classify questions

We show you which details you should check directly with the provider or diplomatic mission.

The chosen provider opens and manages the blocked account. The responsible authority decides on the visa application.

Frequently asked questions about the blocked account

For 2026, the federal portal states 11,904 € for twelve months, meaning 992 € per month. The specific amount depends on the purpose of the stay and the duration. Check the checklist of your diplomatic mission before depositing.

Can I choose a provider freely?

Yes. The Federal Foreign Office does not recommend a specific provider. Compare the current fees, payment methods, payout conditions, and the reversal process.

What happens if my visa application is rejected?

The visa rejection notice can be used to lift the blocking restriction. Refunds and any applicable fees are subject to the provider's terms and conditions.

Will BBL open the account for me?

No. You enter into the contract directly with the provider. We assist you with information about your language course and getting started in Essen.

Questions about your language course and starting your studies?

Please let us know your planned course start date and the country from which you will apply for your visa.

Contact us via WhatsApp

BBL Sprachschule gGmbH · Kreuzeskirchstraße 1, 45127 Essen · 0201 75990392 · [email protected]

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