{"id":11181,"date":"2026-09-25T16:12:19","date_gmt":"2026-09-25T14:12:19","guid":{"rendered":"https:\/\/bbl-sprachschule.de\/health-insurance\/"},"modified":"2026-09-27T14:36:58","modified_gmt":"2026-09-27T12:36:58","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/bbl-sprachschule.de\/en\/health-insurance\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11181\" class=\"elementor elementor-11181 elementor-11020\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8667f e-con-full e-flex e-con e-parent\" data-id=\"2e8667f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f103b3 elementor-widget elementor-widget-html\" data-id=\"7f103b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.bbl-insurance {\n  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   height:210px;\n  }\n\n  .bbl-insurance .section {\n    padding-block:52px;\n  }\n\n  .bbl-insurance .columns {\n    grid-template-columns:1fr;\n  }\n\n  .bbl-insurance .compare th,.bbl-insurance .compare td {\n    padding:14px 15px;\n  }\n\n  .bbl-insurance .contact-links {\n    width:100%;\n  }\n\n  .bbl-insurance .contact-links .btn {\n    width:100%;\n  }\n\n}\n\n.bbl-insurance {\n  width:100%;\n  overflow:clip;\n}\n\n.bbl-insurance main {\n  display:block;\n}\n\n.bbl-insurance .hero img {\n  max-width:100%;\n}\n\n.bbl-insurance .sources {\n  max-width:1140px;\n}\n<\/style>\n<div class=\"bbl-insurance\" lang=\"en\">\n  <main>\n    <section class=\"hero\">\n      <div class=\"wrap hero-grid\">\n        <div>\n          <p class=\"eyebrow\">\n            BBL Plus \u00b7 Insurance\n          <\/p>\n          <h1>\n            Health Insurance for Language Students in Germany\n          <\/h1>\n          <p class=\"lead\">\n            Are you coming to Essen for a German course? Compare two insurance options for international language students and find out which plan may suit your stay.\n          <\/p>\n          <div class=\"hero-actions\">\n          <a class=\"btn\" href=\"#comparison\">\n            Compare Care Concept &amp; MAWISTA\n            <\/a>\n          <a class=\"btn secondary\" href=\"#choosing-a-plan\">\n            What should I consider?\n            <\/a>\n          <\/div>\n        <\/div>\n        <img src=\"https:\/\/bbl-sprachschule.de\/wp-content\/uploads\/2026\/09\/krankenversicherung-sprachschueler-essen.webp\" width=\"1536\" height=\"1024\" alt=\"Health insurance for language students: international student attending a German course\" fetchpriority=\"high\" decoding=\"async\" title=\"\">\n      <\/div>\n    <\/section>\n    <section class=\"section\">\n      <div class=\"wrap intro\">\n        <p class=\"eyebrow\">\n          Arrive well prepared\n        <\/p>\n        <h2>\n          Why do language students need health insurance?\n        <\/h2>\n        <p>\n          Suitable health insurance cover is important when attending a language course in Germany. Whether you need proof of insurance for your visa or residence permit, and what form it must take, depends on factors such as the duration of your stay and the responsible German mission abroad. Your cover should begin on time and remain valid for the planned duration of your stay.\n        <\/p>\n        <p>\n          <strong>\n          Care College\n          <\/strong>\n          from Care Concept and\n          <strong>\n          MAWISTA Student\n          <\/strong>\n          both explicitly include language students among the eligible groups. Each provider offers plans with different benefits. If you later enrol at a university, your insurance requirements may need to be reviewed again.\n        <\/p>\n        <div class=\"callout\">\n          <p>\n            <strong>\n            Before purchasing a policy:\n            <\/strong>\n            Ask the responsible German mission abroad or immigration authority which certificate is accepted for your specific purpose of stay. The authority decides whether proof of insurance is accepted in each individual case.\n          <\/p>\n        <\/div>\n      <\/div>\n    <\/section>\n  <section class=\"section compare\" id=\"comparison\">\n      <div class=\"wrap\">\n        <div class=\"section-head\">\n          <p class=\"eyebrow\">\n            At a glance\n          <\/p>\n          <h2>\n            Care Concept and MAWISTA Compared\n          <\/h2>\n          <p class=\"muted\">\n            The information below refers to\n            <strong>\n            Care College Basic\n            <\/strong>\n            and\n            <strong>\n            MAWISTA Student Classic\n            <\/strong>\n            . Other plan levels offer different benefits and premiums.\n          <\/p>\n        <\/div>\n        <div class=\"table-scroll\" role=\"region\" aria-label=\"Comparison of health insurance plans\" tabindex=\"0\">\n          <table>\n            <thead>\n              <tr>\n                <th scope=\"col\">\n                  Criteria\n                <\/th>\n                <th scope=\"col\">\n                  Care Concept \u00b7 Care College Basic\n                <\/th>\n                <th scope=\"col\">\n                  MAWISTA \u00b7 Student Classic\n                <\/th>\n              <\/tr>\n            <\/thead>\n            <tbody>\n              <tr>\n                <th scope=\"row\">\n                  Monthly premium from\n                <\/th>\n                <td>\n                  <strong>\n                  \u20ac27.50\n                  <\/strong>\n                <\/td>\n                <td>\n                  <strong>\n                  \u20ac28.00\n                  <\/strong>\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Who is it for?\n                <\/th>\n                <td>\n                  Among others, language students and preparatory college participants; maximum age of 40 when the policy begins\n                <\/td>\n                <td>\n                  Among others, language students and preparatory college participants; up to 40 years of age\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Insurance period\n                <\/th>\n                <td>\n                  1 to 60 months, including extensions\n                <\/td>\n                <td>\n                  1 to 60 months\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Deductible\n                <\/th>\n                <td>\n                  \u20ac120 per insurance year under the Basic plan\n                <\/td>\n                <td>\n                  20% of covered outpatient and dental treatment costs, up to \u20ac250 per calendar year\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Outpatient and inpatient treatment\n                <\/th>\n                <td>\n                  Included within the limits of the selected plan\n                <\/td>\n                <td>\n                  Included within the limits of the selected plan\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Pain-relieving dental treatment\n                <\/th>\n                <td>\n                  Up to \u20ac500 per insurance year\n                <\/td>\n                <td>\n                  Up to \u20ac500 per insurance year\n                <\/td>\n              <\/tr>\n              <tr>\n                <th scope=\"row\">\n                  Liability and accident cover\n                <\/th>\n                <td>\n                  Check whether separate additional cover is required\n                <\/td>\n                <td>\n                  Not included in Classic; included in Classic Plus and Comfort\n                <\/td>\n              <\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n        <p class=\"small under-table\">\n          Information as of 25 September 2026. \u201cFrom\u201d prices do not apply to every age group or insurance period. Premiums, exclusions, waiting periods and reimbursements are governed exclusively by the providers\u2019 current plan and insurance terms.\n        <\/p>\n      <\/div>\n    <\/section>\n  <section class=\"section\" id=\"choosing-a-plan\">\n      <div class=\"wrap\">\n        <div class=\"section-head\">\n          <p class=\"eyebrow\">\n            Making the right choice\n          <\/p>\n          <h2>\n            Which plan suits your language course?\n          <\/h2>\n          <p class=\"muted\">\n            The lowest monthly premium alone says little about the potential costs if you become ill.\n          <\/p>\n        <\/div>\n        <div class=\"columns\">\n          <div>\n            <h3>\n              Care College\n            <\/h3>\n            <p>\n              Care College Basic has a fixed deductible of \u20ac120 per insurance year. According to the provider, this deductible does not apply to Care College Comfort and Premium. Pay particular attention to the benefits you need, the relevant age group and any optional additional cover.\n            <\/p>\n            <a class=\"text-link\" href=\"https:\/\/www.care-concept.de\/krankenversicherung\/sprachschueler_und_studenten\/sprachschueler_versicherung_einleitung.php\" target=\"_blank\" rel=\"noopener noreferrer\">\n            Care College: View plans and terms \u2197\n            <\/a>\n          <\/div>\n          <div>\n            <h3>\n              MAWISTA Student\n            <\/h3>\n            <p>\n              MAWISTA Student Classic requires a percentage-based contribution toward covered outpatient and dental treatment. According to the provider, Classic Plus adds accident and personal liability cover, while Comfort offers further benefits. Compare the deductible and the benefits included in each plan.\n            <\/p>\n            <a class=\"text-link\" href=\"https:\/\/www.mawista.com\/tarife\/krankenversicherung-student\/\" target=\"_blank\" rel=\"noopener noreferrer\">\n            MAWISTA Student: View plans and terms \u2197\n            <\/a>\n          <\/div>\n        <\/div>\n        <h3 class=\"steps-title\">\n          Three points to check before purchasing a policy\n        <\/h3>\n        <div class=\"steps\">\n          <div class=\"step\">\n            <h4>\n              01 \u00b7 Purpose of stay\n            <\/h4>\n            <p>\n              Check whether you are a language student, a preparatory college participant or already enrolled as a regular university student.\n            <\/p>\n          <\/div>\n          <div class=\"step\">\n            <h4>\n              02 \u00b7 Insurance period\n            <\/h4>\n            <p>\n              Choose a start date that matches your arrival and check that the entire planned duration of your stay is covered.\n            <\/p>\n          <\/div>\n          <div class=\"step\">\n            <h4>\n              03 \u00b7 Scope of cover\n            <\/h4>\n            <p>\n              Compare deductibles, outpatient care, dental benefits and possible exclusions.\n            <\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n  <section class=\"section faq\" id=\"faq\">\n      <div class=\"wrap\">\n        <p class=\"eyebrow\">\n          Frequently asked questions\n        <\/p>\n        <h2>\n          Health Insurance Questions for Language Students\n        <\/h2>\n        <div class=\"faq-list\">\n          <details>\n            <summary>\n              Is Care College or MAWISTA Student suitable for my visa application?\n            <\/summary>\n            <p>\n              Both providers also offer products for language students. Check the current requirements of the German mission responsible for your application to determine whether a specific plan and certificate are sufficient. National visas may be subject to different requirements than short Schengen stays.\n            <\/p>\n          <\/details>\n          <details>\n            <summary>\n              Does the lowest price apply to all age groups?\n            <\/summary>\n            <p>\n              No. The stated starting prices apply only to certain age groups and conditions. Care College premiums also vary depending on the insurance period. Calculate your individual premium directly with the provider.\n            <\/p>\n          <\/details>\n          <details>\n            <summary>\n              What changes if I begin university studies later?\n            <\/summary>\n            <p>\n              Different health insurance rules may apply once you enrol at a university. Contact the university and a statutory health insurance provider in good time to determine which proof and type of insurance you require.\n            <\/p>\n          <\/details>\n          <details>\n            <summary>\n              Can BBL take out the insurance for me?\n            <\/summary>\n            <p>\n              You conclude the insurance contract directly with your chosen provider. BBL can help you find the available plans and understand the documents relevant to your language course; binding information about the plan is provided by the insurer.\n            <\/p>\n          <\/details>\n        <\/div>\n      <\/div>\n    <\/section>\n  <section class=\"section contact\" id=\"contact\">\n      <div class=\"wrap contact-inner\">\n        <div>\n          <p class=\"eyebrow\">\n            BBL Language School \u00b7 Essen\n          <\/p>\n          <h2>\n            Questions about your German course?\n          <\/h2>\n          <p>\n            We are happy to help with questions about the course and the documents required for your enrolment.\n          <\/p>\n        <\/div>\n        <div class=\"contact-links\">\n          <a class=\"btn\" href=\"mailto:office@bbl-sprachschule.de\">\n          Send an email\n          <\/a>\n          <a class=\"btn secondary\" href=\"tel:+4920175990392\">\n          0201 75990392\n          <\/a>\n          <a class=\"btn secondary\" href=\"https:\/\/wa.me\/491788498906\" target=\"_blank\" rel=\"noopener noreferrer\">\n          WhatsApp\n          <\/a>\n        <\/div>\n      <\/div>\n    <\/section>\n    <aside class=\"sources wrap\" aria-label=\"Sources\">\n      <h2>\n        Sources and Plan Details\n      <\/h2>\n      <p class=\"small\">\n        Your choice should be based on the providers\u2019 current original documents and the requirements of the responsible authority.\n      <\/p>\n      <ul>\n        <li>\n          <a href=\"https:\/\/www.care-concept.de\/krankenversicherung\/sprachschueler_und_studenten\/sprachschueler_versicherung_einleitung.php\" target=\"_blank\" rel=\"noopener noreferrer\">\n          Care Concept: Care College benefits and premiums\n          <\/a>\n        <\/li>\n        <li>\n          <a href=\"https:\/\/www.mawista.com\/tarife\/krankenversicherung-student\/\" target=\"_blank\" rel=\"noopener noreferrer\">\n          MAWISTA: Student benefits and premiums\n          <\/a>\n        <\/li>\n        <li>\n          <a href=\"https:\/\/uk.diplo.de\/uk-en\/02\/visa\/health-insurance-requirements-2616300\" target=\"_blank\" rel=\"noopener noreferrer\">\n          Federal Foreign Office: Health insurance requirements for national visas (example: German missions in the UK)\n          <\/a>\n        <\/li>\n      <\/ul>\n    <\/aside>\n  <\/main>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>BBL Plus \u00b7 Insurance Health Insurance for Language Students in Germany Are you coming to Essen for a German course? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-11181","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/pages\/11181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/comments?post=11181"}],"version-history":[{"count":6,"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/pages\/11181\/revisions"}],"predecessor-version":[{"id":11188,"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/pages\/11181\/revisions\/11188"}],"wp:attachment":[{"href":"https:\/\/bbl-sprachschule.de\/en\/wp-json\/wp\/v2\/media?parent=11181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}